GET A FRESH START WITH CHIME
Do not ever let past banking problems keep you from opening a checking account again. Try opening a Chime FREE Checking Account! Chime is one of the more forgiving banks and may give you a full-fledged REGULAR bank account when you apply online. And if you don’t qualify for the regular checking account for some reason, you’ll then be given a special Second Chance Account.
EDITOR’S CHOICE
Chime is one of the few banks that offers а free checking account using Early Warning System instead of ChexSystems. Our recommendation here is to apply for the Chime Checking Account. If you get approved, then you get a fully featured checking account and problem is solved. If your application is denied, you’ll be offered their pretty good Second Chance Account (i.e. the Easy Checking Account). When you need to rebuild your banking past, Chime can help you manage your money and get your finances back on track. Feel free to apply for a new account, despite your financial history.
*Note that Chime does use Early Warning System, though it doesn’t use ChexSystems.
FREE CHECKING ACCOUNT
Get the ultimate digital banking experience with Chime Checking. It is time to step into a bright financial future. Feel free to apply for a new checking account!
- NO Monthly Service Charge;
- NO Fees at Chime ATMs;
- Online Banking, Mobile Banking, Bill Pay;
- Apply with $0 minimum opening deposit
COMPARE THE MONTHLY SERVICE CHARGES FEES
Bank
Highlights
Monthly Fee
Yearly Cost
Minimum Deposit
Start Banking
Savings Builder
$0
$0
$100
Wells Fargo Everyday Checking+
$10
$120
$25
Bank of America Core Checking®+
$12
$144
$25
Chase Total Checking
$12
$144
$25
Monthly Fee
Yearly Cost
Minimum Deposit
$0
$0
$25
on Chime secure website
Monthly Fee
Yearly Cost
Minimum Deposit
$0
$0
$100
on BBVA’s Compass secure website
Monthly Fee
Yearly Cost
Minimum Deposit
$10
$120
$25
on BBVA’s Compass secure website
Monthly Fee
Yearly Cost
Minimum Deposit
$12
$144
$25
on BBVA’s Compass secure website
Monthly Fee
Yearly Cost
Minimum Deposit
$12
$144
$25
on BBVA’s Compass secure website
