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Help! My Bank Closed My Account

One of the most frustrating experiences is when your bank closes your account. It is important to realize that just as you can choose which bank you do business with your bank can also choose not to do business with you. There are laws in ...

10 Ways to Effectively Save for the Future

It is much easier and more enjoyable to take the income, the money we have earned and worked hard to receive, and spend all of it every month, purchase whatever we want and not think about the future. The future, for some people, is so far ...

Setting up Your Business to Receive Payments

Q: I started a homebased business two weeks ago, and I just received my first check. Do I need to set up a separate bank account for my business? What if a customer wants to pay by credit card? A: That's a great problem to have. While most ...

What is ChexSystems?

Do you regularly bounce checks? Are you constantly dipping into overdraft or did you skip out on a bill for past due overdraft fees? You might not be thrilled to know that this bad behavior will not stay between you and your bank. Your poor banking ...

10 Essential Steps To Manage Your Money The Right Way

Bad money management. It sounds nasty and you probably want nothing to do with it. However, a good portion of Americans don’t properly manage their money. Some sources report that Americans are pretty bad when it comes to their finances as ...

What is Second Chance Checking?

Second chance checking accounts are stripped-down versions of standard checking accounts, typically with fewer features and lower spending limits. Also called "basic" accounts, they can help get you back into a bank if your credit score or ...